Schwab Investment Manager Gateway Services User and Confidentiality Agreement

Welcome to Charles Schwab & Co., Inc.’s (“Schwab”) Schwab Investment Manager Gateway (“Gateway”), a website designed to provide in-depth information to asset management firms making their products available through Schwab. This Gateway Services User and Confidentiality Agreement (the "Agreement") applies to your use of Gateway reports and any services provided in connection with the Gateway (the "Gateway Services"), including, but not limited to, Schwab proprietary and confidential data, including asset, daily clearing, sales demographics data and other reports, as well as any other content and reports we may add in the future. This Agreement sets forth the terms and conditions for using Gateway and the related Gateway Services. In continuing to access or use Gateway, you agree to follow the Agreement's terms and conditions.